Terms of Use

1Acceptance of Terms

By accessing or using any part of the Site, you enter into a binding legal agreement with Web Scale LTD and agree to comply with these Terms of Use (together with our Privacy Policy and Cookie Policy, the "Terms").

These Terms apply to all visitors, users, and others who access or use the Site. Your continued use of the Site following any posted revisions constitutes your acceptance of the revised Terms.

2About Our Site

BestMoneyRelief is an independent comparison and editorial site that reviews, ranks, and compares business debt relief services - with a focus on Merchant Cash Advance (MCA) debt relief - for US business owners. We provide information, rankings, and referrals to third-party debt relief providers ("Partners").

We are not a debt settlement company, financial advisor, attorney, lender, or broker. We do not provide debt relief services directly.

3Eligibility

The Site is intended for individuals aged 18 or older who are business owners or decision-makers in the United States. By using the Site, you represent that you meet these requirements. If you do not, please do not use the Site.

The Site is for personal and business informational use only. You may not use the Site for commercial resale, redistribution, or scraping purposes.

4Site Access and Use

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for lawful purposes. This license does not include the right to:

• Resell or commercially exploit any content on the Site
• Collect or harvest any personally identifiable information from the Site
• Use the Site for unsolicited commercial communications (spam)
• Use the Site in any manner that could damage, disable, overburden, or impair it

We reserve the right to terminate or restrict your access to the Site at any time, for any reason, without notice.

5Restrictions

You agree that you will not:

• Copy, reproduce, distribute, modify, or create derivative works from any content on the Site without our prior written consent
• Use any automated system (bots, scrapers, spiders) to access the Site
• Frame or mirror any part of the Site without authorization
• Circumvent or interfere with security-related features of the Site
• Use the Site to transmit malware, spam, or harmful code
• Misrepresent your identity or provide false information
• Use the Site for any unlawful purpose or in violation of applicable law

6Accuracy of Information

We strive to ensure the information on the Site is accurate and up to date. However, provider terms, fees, success rates, and other details may change, and we cannot guarantee the complete accuracy or timeliness of all information.

Our rankings and scores reflect our independent editorial assessment at the time of review. They may not capture every provider in the market and are not a guarantee of future performance or outcomes.

If you provide information through a form on our Site, you agree to provide only accurate, complete, and truthful information.

7Affiliate Disclosure

BestMoneyRelief maintains affiliate relationships with some of the debt relief providers listed on our Site. We may earn compensation when users click affiliate links, submit inquiry forms, or request consultations with those providers.

This compensation may influence the placement and visibility of providers on our Site. However, our editorial rankings and review content are based on independent research, mystery shopping, and verified outcomes - not on advertising spend. We clearly disclose our compensation model in accordance with FTC guidelines.

The presence of an affiliate relationship does not mean we endorse a provider as the right choice for your specific situation. Always conduct your own due diligence before engaging with any debt relief company.

8Not Financial, Legal, or Professional Advice

All content on BestMoneyRelief - including rankings, reviews, articles, and guides - is provided for general informational purposes only and does not constitute financial, legal, tax, or professional advice of any kind.

Debt settlement outcomes vary significantly based on individual circumstances, creditor policies, the amount of debt enrolled, and program completion. Results shown on this Site (including testimonials and case studies) represent individual experiences and are not guarantees of future results.

Always consult a licensed financial advisor, attorney, or qualified professional before making any debt-related decisions.

9Partner Forms and Referrals

The Site allows you to submit inquiry forms to be matched with one or more of our debt relief Partners. By submitting such a form, you expressly agree that:

• The Partner(s) may contact you by phone, email, or text message (including automated or pre-recorded messages) using the contact information you provide
• Such contact may occur even if your number is on a Do Not Call registry
• You may receive communications even after submitting just an inquiry, until you opt out directly with the Partner
• Each Partner operates under its own terms and privacy policy
• We are not responsible for the actions, communications, or advice of any Partner

Submitting an inquiry form does not obligate you to enroll in any program or pay any fees. You are free to decline any offer from a Partner.

10Third-Party Content and Links

The Site contains links to third-party websites, including the provider sites we review. We have no control over the content, terms, or privacy practices of those sites. We are not responsible for, and expressly disclaim liability for, any third-party content.

Links to third-party sites do not constitute an endorsement of those sites or their products and services beyond what is expressed in our editorial content. Your use of any third-party site is at your own risk and subject to that site's terms.

11Intellectual Property

All content on the Site - including text, graphics, rankings, reviews, logos, and software - is owned by or licensed to Web Scale LTD and is protected by applicable copyright, trademark, and other intellectual property laws.

You may view, print, and download content from the Site for your personal, non-commercial use only, provided you retain all copyright notices. You may not reproduce, distribute, modify, publicly display, or create derivative works from any Site content without our prior written consent.

The "BestMoneyRelief" name, logo, and related marks are trademarks of Web Scale LTD. Other trademarks, product names, and logos displayed on the Site are the property of their respective owners.

12Disclaimers

THE SITE AND ALL CONTENT, SERVICES, AND INFORMATION PROVIDED THEREON ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or timeliness of any content on the Site.

Results obtained from debt settlement programs vary significantly. We make no representation that any user will achieve specific debt reduction outcomes.

13Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WEB SCALE LTD AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES - INCLUDING LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS OPPORTUNITIES - ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF THE SITE EXCEED ONE HUNDRED US DOLLARS ($100).

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

14Indemnification

You agree to indemnify, defend, and hold harmless Web Scale LTD and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in connection with: (a) your use of the Site; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any information you submit through the Site.

15Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Israel, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in Tel Aviv, Israel.

Notwithstanding the foregoing, we reserve the right to seek injunctive or other equitable relief in any jurisdiction to protect our intellectual property rights.

If you are a US consumer, you may also have rights under applicable state law. Nothing in these Terms limits any rights you may have under applicable consumer protection laws.

16Changes to These Terms

We reserve the right to update or modify these Terms at any time. We will post the revised Terms on this page with an updated "Last updated" date. We may also provide notice of material changes via a banner or other prominent notice on the Site.

Your continued use of the Site after any changes are posted constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Site.

17Contact Us

If you have questions about these Terms of Use, please contact us: